What are SSI and SSDI?

SSDI is a disability benefit program based on your work history and Social Security taxes paid. You qualify if you have a sufficient work record and a disabling condition that prevents you from working.

SSI, on the other hand, is a needs-based program that provides benefits to disabled individuals with limited income and resources, regardless of work history.

Can You Receive Both SSI and SSDI in Idaho?

Yes, it is possible to receive both benefits simultaneously. This typically happens when your SSDI benefit amount is low, and you qualify for SSI based on financial need. SSI acts as a supplement to bring your total monthly income up to the federal benefit standard.

How the Two Programs Work Together

When you receive both SSI and SSDI, your SSI payment is reduced by the amount of your SSDI benefit. This is called the “federal benefit rate” adjustment. Your combined total benefits cannot exceed the SSI maximum amount, which is adjusted annually.

Eligibility Requirements for Both Programs

To qualify for SSDI in Idaho, you must have a qualifying disability and enough work credits from your employment history.

To qualify for SSI, your income and assets must fall below specific limits set by the federal government. Additionally, you must meet the Social Security Administration’s disability criteria.

How to Apply for Both SSI and SSDI

You can apply for both programs through the Social Security Administration. In some cases, your SSDI application can automatically trigger an SSI review if your income appears low enough to qualify.



It’s important to provide complete and accurate information about your work history, medical condition, income, and resources during the application process.