1. Determine Your SSDI Eligibility

Before applying, make sure you meet SSDI’s two basic requirements:

• Work Credits: You must have worked in jobs covered by Social Security long enough to earn sufficient work credits. Generally, you need 40 credits, 20 of which were earned in the last 10 years before becoming disabled.
• Medical Disability: Your condition must meet SSA’s strict definition of disability, meaning it prevents you from engaging in substantial gainful activity (SGA) and is expected to last at least 12 months or end in death.

2. Gather Necessary Documentation

To strengthen your SSDI application, prepare the following:

• Personal Information: Social Security number, birth certificate, proof of U.S. citizenship or lawful status
• Employment History: Names and addresses of employers for the last 15 years, job duties, and dates worked
• Medical Records: Detailed records of diagnoses, treatments, doctor visits, medications, and test results
• Physician’s Statements: Letters from doctors explaining how your condition prevents you from working
• Income Records: W-2 forms or self-employment tax returns for the past year
• Banking Information: For direct deposit of your benefits once approved

3. How to Apply for SSDI in Idaho

You can apply for SSDI using any of the following methods:

A. Online Application

• Visit the SSA’s website at www.ssa.gov/applyfordisability/
• Create or log into your My Social Security account
• Complete the application thoroughly and accurately
• Upload medical documents if available

B. By Phone

• Call 1-800-772-1213 (TTY 1-800-325-0778)
• Representatives are available Monday through Friday, 8 am to 7 pm

C. In Person

• Schedule an appointment with your local Social Security office
• Find the nearest office at www.ssa.gov/locator/

Applying online is often the fastest and most convenient method.

4. After You Apply

Once your application is submitted:

• DDS Review: The Disability Determination Services (DDS) office in Idaho will review your medical evidence and may request additional documentation.
• Consultative Examination: DDS may schedule an exam with an SSA-approved doctor if further evaluation is needed.
• Decision: You will receive a written notice of approval or denial. The decision process generally takes 3 to 5 months, but complex cases may take longer.

5. Tips to Strengthen Your SSDI Application

• Be Honest and Detailed: Fully describe your medical conditions, symptoms, treatments, and limitations on the application forms.
• Keep Regular Medical Visits: Ensure you have recent and continuous treatment records supporting your disability.
• Follow Doctor’s Orders: Compliance with treatment shows SSA that you are making efforts to improve your condition.
• Stay Organized: Keep copies of all application forms, medical records, and SSA correspondence.

6. If Your SSDI Application is Denied

Many SSDI applications are denied initially. If you receive a denial notice:

• Don’t panic or give up.
• You have 60 days to appeal by requesting a reconsideration.
• If reconsideration is denied, you can request a hearing before an Administrative Law Judge (ALJ).